US Bank

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US Bank

Program Details

  •  10% down up to $1,200,000 with no mortgage insurance
  • 15-year, 20-year, and 30-year fixed and 10/1, 7/1, 5/1 ARMs available
  • 100% of down payment and reserve can be gifted
  • 6 months PITI reserve required (100% of the requirement may be met with non-liquid assets)
  • Financing available within 6 months of contracted start date
  • Residents are NOT eligible
  • Lot and new construction financing available 

Physician loans are different animals.  They have different rules and qualifying criteria.  No feeling is worse than not qualifying for the loan after you’re pre-approved. It makes for a REALLY bad day and a big mess.  All of the loan officers listed on this blog specialize with doctors ONLY. They are battle tested, seasoned, and recommended by your peers. Give them a call!

Do you want a Physician Loan Specialist to contact you?  I’ve made it real easy. Drop your name and preferred contact method in the form on this page and I’ll let him know you’re looking for him.