- 3/6, 5/6, 7/6, and 10/6 ARMs available (NO 30 or 15 YEAR FIXED AVAILABLE)
- Self-employed/business owner requires 2-year history with filed tax returns
- Guaranteed 1099 contract income allowed
- Minimum credit score 700
- 100% financing up to $1,100,000
- No borrower-paid mortgage insurance or pre-payment penalty
- Can close 90 days prior to W-2/1099 start date with guaranteed income
- Owner-occupied single-family, duplex, approved condo, or townhomes
- Gift from relatives allowed
- *Residents MUST have already started residency*
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