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Program Details

  • 100% financing up to $750,000 *Excludes CA
  • 95% financing up to $1,000,000
  • 90% financing up to $1,500,000
  • Max loan $3,500,000
  • Available in 10, 15, 20 & 30 year fixed rates
  • Available in 5/1, 7/1 & 10/1 year ARMs
  • Minimum credit score of 680
  • No Private Mortgage Insurance required
  • DTI up to 45% will consider 50% with compensating factors
  • Able to close up to 60 days prior to your employment start date
  • No Private Mortgage Insurance
  • Available for owner-occupied single-family, condominiums, and planned unit developments
  • Up to 3% seller contribution allowed and can be used for closing cost or prepaid items
  • H1B visa permitted
  • Purchase and Rate/Term Refinance loans available

Physician loans are different animals.  They have different rules and qualifying criteria.  No feeling is worse than not qualifying for the loan after you’re pre-approved. It makes for a REALLY bad day and a big mess.  All of the loan officers listed on this blog specialize in doctors ONLY. They are battle tested, seasoned, and recommended by your peers. Give them a call!

Do you want a Physician Loan Specialist to contact you?  I’ve made it real easy. Drop your name and preferred contact method in the form on this page and I’ll let him know you’re looking for him.