- 0% down up to $1,000,000
- 10% down up to $1,500,000
- 15% down up to $2,000,000
- No PMI
- Can purchase up to 60 days prior to the start of employment contract – great for relocating physicians
- Must have at least 680 credit score
- Eligible professions include MD, DO, DDS(Oral Surgeons only)
- Must be out of or finishing Residency/Fellowship (Current Residents/fellows are not eligible)
- Must be a US Citizen or Permanent Resident Alien
- Attached or detached single-family residences, and PUD(a type of condo/townhome)
- Available in 30 and 15-year Fixed OR 5/1 year ARM
- Construction loans up to 80% LTV are available
©Cadence Bank. Member FDIC. Subject to qualification, required documentation and credit approval. Certain exclusions may apply. Loan terms and availability subject to change.