If you have loved ones who depend on you no matter what your occupation, you need life insurance. We help remove sales jargon and overly complicated terms used in the industry. All this is done to help you compare several of the top life insurance companies with bewildering speed.
HOW IT WORKS
Ask questions and get honest feedback.
Review multiple rates and see what policy fits you best.
Our experts are available to help you through this process as painlessly as possible.
Life insurance made easy.
Probably… Most people should have life insurance. Here is why –
If you have dependents or looking to start a family in the future, life insurance is a key component of your overall financial strategy. For high-income earners, a sudden death could be devasting to the lifestyle and futures of one that you love.
Term life insurance is the most straightforward form of protection. You generally pay premiums on a monthly or annual basis and your family is protected for that “term.” We have several companies that offer a variety of affordable term life insurance products to fit your needs, time frame, and budget.
- Help provide for a family’s loss of income
- Cover short-term debts and needs
- Provide additional insurance protection during the child-raising years
- Provide longer-term protection to help your family pay off a mortgage or to help pay for a college education
Whole life insurance helps your family prepare for the unexpected. The death benefit can help replace a family’s loss of income, help with mortgage costs, or educational needs — or leave a legacy for the next generation. Over time, whole life policies build cash value that grows tax-deferred and can be accessed during your lifetime. Whole life insurance policies offer level premiums and life insurance protection for as long as you live, provided that premiums are paid as required to keep the policy in force. We offer Whole Life policies that can be paid with a single premium, premiums payable to 100, or premiums payable up to a limited number of years. Policy loans do accrue interest, and any outstanding policy loans and interest will reduce the death benefit and cash value.