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The dentist physician mortgage it does exist! Better yet we have compiled the banks that offer them. Here is the bare bones, no bull explanation of these specialty home loans. The dentist physician mortgage are physician mortgage products allowing those with DDS and DMD to be considered! The dentist physician mortgage products are designed with physicians in mind but several banks have extended the program to you!
Low or Zero Down Payment 0-10% is typical
Saving you up to 1% annually. That is a $10,000 per year savings on a 1 million dollar home.
Student loan debt not counted against you, allowing to qualify for a nicer home.
Higher loan limits up to 2 million are available typically at the same rate
Ability to close 90 days prior to new employment beginning.
Moving is stressful enough without starting a new job. Why move twice or pay huge premiums for long term housing.
Physician loans are different animals. They have different rules and qualifying criteria. No feeling is worse than not qualifying for the loan after you’re pre-approved. It makes for a REALLY bad day and a big mess. All of the loan officers listed on this blog specialize with doctors ONLY. They are battle-tested, seasoned, and recommended by your peers. Give them a call!
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